General references
in-app preview · thumbnails · searchCentral split system
14–20 SEER2Outdoor condenser + indoor coil on furnace or air handler, ducted throughout home.
Best forWhole-home retrofit and new construction with existing ducts.
Pros
- Even whole-home distribution
- Familiar service parts
- Wide equipment selection
Cons
- Duct losses can be 20–30%
- Single zone unless zoning added
Air-source heat pump
15–20 SEER2 / 8–10 HSPF2Reversing-valve refrigeration cycle providing heat and cooling.
Best forMild-to-cold climates with electric or dual-fuel setup.
Pros
- One system for heat + cool
- 3–5× efficient vs resistance heat
Cons
- Aux heat needed below balance point
- Frost/defrost cycles reduce output
Reference PDFs
US Dept. of Energy
Cold-climate heat pump
18–24 SEER2 / 10–13 HSPF2Variable-speed inverter heat pump rated for continuous heating at 5°F and below.
Best forNorthern climates replacing fossil-fuel heat.
Pros
- Rated heat down to −13°F on many models
- Modulating capacity matches load
Cons
- Higher upfront cost
- Requires low-load-tolerant ductwork
Reference PDFs
NEEP
Ductless mini-split
20–33 SEER2Wall/ceiling indoor units connected to an inverter outdoor unit via refrigerant lines.
Best forAdditions, garages, homes without ducts, zone control.
Pros
- No duct losses
- Individual zone control
- Very high efficiency
Cons
- Wall units visible
- Line-set penetrations
Reference PDFs
ENERGY STAR
80% AFUE gas furnace
80% AFUESingle- or two-stage furnace vented via natural draft or induced draft.
Best forCost-driven retrofit in mild climates.
Pros
- Lower equipment cost
- Simple venting
Cons
- 20% of fuel wasted
- Being phased out in some regions
90%+ condensing furnace
90–98% AFUETwo heat exchangers, condensate drain, PVC direct vent.
Best forCold-climate primary heat.
Pros
- High efficiency
- Sealed combustion safer
Cons
- Condensate drain must be maintained
- Vent length limits
Reference PDFs
US Dept. of Energy
Packaged rooftop / ground unit
14–17 SEER2All-in-one heat pump or gas/electric on the roof or a slab.
Best forLight commercial, mobile homes, homes without indoor equipment space.
Pros
- Single install location
- Easy roof service
Cons
- Roof or slab exposure shortens life
Ground-source (geothermal) heat pump
COP 3.5–5.0Ground loop transfers heat with stable earth temperature.
Best forLong-tenure homeowners with lot space.
Pros
- Highest seasonal efficiency
- Long equipment life
Cons
- High install cost
- Loop repairs difficult
Reference PDFs
US Dept. of Energy